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Fund Ourselves

Welcome to Fund Ourselves

The smarter way to borrow...
...a new way to invest.
The one place to invest and borrow directly from each other at a fair rate. Quick and hassle free. Funding, from the people to the people.

Welcome to Fund Ourselves

The smarter way to borrow...
...a new way to invest.

The one place to invest and borrow directly from each other at a fair rate. Quick and hassle free. Funding, from the people to the people.
I want to Lend
I want to Borrow
City A.M.
The Fintech Times
Crowdfund Insider
Peer2Peer Finance News
 

From the People to the People

Lend

Earn

up to 15% p.a.

  • Start investing from £1,000
  • Choose your own return
  • Short and medium term investment
  • Flexible investment terms
  • Provision fund cover   
I want to Lend
After selecting your interest rate and risk zone, your investment will be matched automatically to matching borrowers who pass our strict credit scoring and affordability checks. Issued loans are unsecured. Actual return may be higher or lower and capital is at risk. Investments are not covered by the FSCS.

Borrow

Borrow

£100 to £500

  • 5 minutes application / instant decision
  • No hidden costs / No hidden fees
  • Flexible repayments
  • No early repayment fees
  • Money in account on the same day   
I want to Borrow
Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Simple

Transparent

Fast

Reliable

 

IF-ISA transfer

Invite a friend and get rewarded

 

Fund Ourselves Innovative Finance ISA

Fund Ourselves now offers ISA investment accounts for lenders. Earn up to 15% p.a. tax-free interest on your short-term peer-to-peer investment. Start investing now from £1,000 and up to your £20,000 annual tax-free ISA allowance. You can also transfer your previous years ISAs to Fund Ourselves.
Please note that the tax treatment depends on the individual circumstances of each client and may be subject to change in future. Please check the HMRC Website or seek professional advice.
Learn more
 

From the people to the people

How it works
 

How Do Peer-to-Peer Loans Work From Fund Ourselves?

Our peer-to-peer loans allow people of all credit histories to get access to the funds they need. Customers can apply to borrow £100 to £500 repaid over 3 months, in equal repayments. Our flexible terms mean that there are no late fees and we will always work with our customers to minimise default or bad debts.
Our innovative lending platform means that multiple factors are taken into consideration when applying – and we are pleased to offer an affordable solution for those looking for peer-to-peer loans with bad credit.
Our online application takes less than 15 minutes to be complete and if successful, customers can have access to funds in their bank account in 1 hour or on the same day of applying.
There are no fees for applying and completing an application will not impact the customer’s credit score.