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Fund Ourselves

Welcome to Fund Ourselves

The smarter way to borrow...
...a new way to invest.
The one place to invest and borrow directly from each other at a fair rate. Quick and hassle free. Funding, from the people to the people.

Welcome to Fund Ourselves

The smarter way to borrow...
...a new way to invest.

The one place to invest and borrow directly from each other at a fair rate. Quick and hassle free. Funding, from the people to the people.
I want to Lend
I want to Borrow
City A.M.
The Fintech Times
Crowdfund Insider
Peer2Peer Finance News
 

From the People to the People

Lend

Earn

up to 15% p.a.

  • Start investing from £100
  • Choose your own return
  • Short and medium term investment
  • Flexible investment terms
  • Provision fund cover   
I want to Lend
After selecting your interest rate and risk zone, your investment will be matched automatically to matching borrowers who pass our strict credit scoring and affordability checks. Issued loans are unsecured. Actual return may be higher or lower and capital is at risk. Investments are not covered by the FSCS.

Borrow

Borrow

£50 to £500

  • 5 minutes application / instant decision
  • No hidden costs / No hidden fees
  • Flexible repayments
  • No early repayment fees
  • Money in account on the same day   
I want to Borrow
Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Simple

Transparent

Fast

Reliable

 

IF-ISA transfer

Invite a friend and get rewarded

 

Fund Ourselves Innovative Finance ISA

Fund Ourselves now offers ISA investment accounts for lenders. Earn up to 15% p.a. tax-free interest on your short-term peer-to-peer investment. Start investing now from £100 and up to your £20,000 annual tax-free ISA allowance. You can also transfer your previous years ISAs to Fund Ourselves.
Please note that the tax treatment depends on the individual circumstances of each client and may be subject to change in future. Please check the HMRC Website or seek professional advice.
Learn more
 

From the people to the people

How it works